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I’m researching bankruptcy prediction tools (e.g., Dun & Bradstreet, Moody's, Rapid Ratings). What are your pain points with these tools? Who uses them, how, and what's missing? Any feature improvements you'd like to see? Your insights are appreciated!

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I’m researching bankruptcy prediction tools (e.g., Dun & Bradstreet, Moody's, Rapid Ratings). What are your pain points with these tools? Who uses them, how, and what's missing? Any feature improvements you'd like to see? Your insights are appreciated!	1